(800) 726-3953

Do we owe you money?


in unclaimed capital credits

Search Now

Capital Credits

Operation at cost is part of the cooperative difference

When you signed up for electric cooperative with Tipmont, you became a member of a non-profit electric cooperative. As a non-profit cooperative, Tipmont does not technically earn profits. Instead, any revenues left over after covering our operating expenses and saving for emergencies are allocated back to our members. These allocations are called capital credits.

Because Tipmont's operations are being efficiently run, our board of directors is able to return these capital credits to our members. It's proof that we're good stewards of your money.

How capital credits work

  1. Tipmont tracks how much electricity you buy and how much money you pay for it throughout the year.
  2. At the end of the year, Tipmont completes financial matters and determines whether there is excess revenue, called margins.
  3. Tipmont allocates the margins to members as capital credits based upon their use of electricity during the year.
  4. When Tipmont's financial condition permits, your board of directors decides to retire, or pay the capital credits.
  5. Tipmont notifies you of how, and when, you will receive your capital credit retirement.




  • P.O. Box 20
  • 403 S. Main St. MAP
  • Linden, IN 47955
  • (800) 726-3953
  • (765) 339-3243
  • Monday - Friday
  • 8 a.m. - 4:30 p.m.
  • Email us Chat Bug
Empowering Our Communities

Tipmont REMC's mission, adopted in late 2014, is to empower our communities with state-of-the-art essential services. MORE